Unless you just had liability, that's not totalled. Sorry to hear that you ate the hydrant though. At least you walked away in one piece.Originally posted by dura24v@Jan 13 2004, 08:24 PM
I killed my bull yesterday. I slid on gravel and took out a fire hydrant, totaling it. take a look...
another problem is im not listed as a driver on the insurance. now that im listed, and with 4 points for careless driving to my name, i have to get a second job.Originally posted by FatTortoise@Jan 13 2004, 07:47 PM
You know, that is pretty gay.. All I can see is some damage to the rear of the car.. nothing too serious, unless you broke the axel.. I say.. Buy it back from the insurance co for like $200, then salvage a bunch of stuff out of it.. OR Just drive it the way it is
Basically, when the insurance company totals your car, they pay off the lien, and the rest of the money (if any) goes to you. If there is no lien, the money goes directly to you. Many times, an insurance company will let you buy your car back from them, most times very cheaply. You can then do what you want with it, repair it, pull parts off it etc.Originally posted by sundarpn@Jan 13 2004, 10:57 PM
So If the Insurance company says its totalled DOES that mean they will tak eit away against my will?
FatTortoise: what does that mean, buy it back from the the insurance for $200?
I have full coverage on my 96GL with gieco, but i dont understand these working of auto insurance? can someone explain
I learn something every dayOriginally posted by XLSuruaT@Jan 13 2004, 11:20 PM
if the insurance totals it, the car gets a totalled title. If the car gets repaired, to drive it normally again, it has to be throughly inspected then it gets a salvaged title. Once the car gets the salvaged title, it's worth about half of what a non-salvaged title car would be.