It's nice to not have a payment. I've only ever had one car i didn't pay cash for and i hated having a payment but i paid it off about 9 months early (2 yr loan). Now you don't need full coverage anymore either.
At the moment I have until August of 2013 if I pay the minimum. Once I get a better job though I'll save up everything and try to do it in a few months. So I'm aiming to have it payed of in another year.
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