Need some advice. Got hit....*roughly* how much to fix/to do myself? - Page 2 - Taurus Car Club of America : Ford Taurus Forum
Register Home Forums Active Topics Topic Finder Photos Members List Search Today's Posts Mark Forums Read Auto EscrowAuto Loans
TaurusClub.com is the premier Ford Taurus Forum on the internet. Registered Users do not see the above ads.
Reply
 
LinkBack Thread Tools
Old 01-16-2013, 04:35 PM   #11 (permalink)
Senior Member
 
intimidator's Avatar
 
Member Number: 18727
Join Date: Mar 2009
Location: North Royalton,Ohio
Chapter: Midwest
Drives: 12 SEL 201a 3.5
Visit: My Garage
Posts: 613
Trader Score: 0 reviews
Rep Power: 12
intimidator will become famous soon enough
Default

Is an accident report filed with C.P.D.?
__________________
04 Taurus SES 3.0 Vulcan (gone)
03 Sable LS 3.0 Duratec (traded)
98 Contour Sport 2.5 Duratec (3 blown trannies racing)
97 Lincoln Continental 4.6 Intech (sold)
70 Yamaha Twin 250
02 Kawasaki Vulcan Custom Twin 800
00 F-250 SuperDuty 4x4 6.8 v-10 Triton( K.I.A. )
12 Taurus SEL 3.5 Duratec FWD
06 Magnum R/T 5.7 Hemi AWD
intimidator is offline   Reply With Quote
Sponsored Links
Advertisement
 
Old 01-16-2013, 05:03 PM   #12 (permalink)
Junior Member
 
Member Number: 50813
Join Date: Oct 2012
Location: Cleveland, Ohio
Chapter: Northeast
Drives: 2001 Ford Taurus 24v DOHC 3.0L
Visit: My Garage
Posts: 45
Trader Score: 1 reviews
Rep Power: 0
ifeightner is an unknown quantity at this point
Default

Wow.That is so expensive. I just had to have $890 for new stabilizers, bearings, struts, etc in relation to this accident. I have only had the car for two months, and am a poor college student, so on top of that 890 it was 600 for a new ignition coil, spark plugs, and wires. I am going broke from this car!

To clarify and fill y'all in: the police report WAS in my favor; this kid repeatedly stated that it was indeed his fault. However, his BS insurance company, Alfa Vision, claims "their policy holder" denies knowledge of who this kid was (even though he showed up at the accident and almost punched me when I insisted the police be called; if they hadn't shown up he would have punched me square in the face, even though HIS kid ran a red light).

I don't know anything about lawyers, but I do know that as q0987 said, I may win, but if they don't have any money, then i'm S.O.L....
ifeightner is offline   Reply With Quote
Old 01-16-2013, 05:52 PM   #13 (permalink)
Senior Member
 
Member Number: 7669
Join Date: Mar 2006
Drives: 2001 SES Vulcan OHV (U)
Visit: My Garage
Posts: 697
Trader Score: 0 reviews
Rep Power: 18
rickpark will become famous soon enough
Default

Car insurance follows the car. The car insurer pays regardless of who is driving.
rickpark is offline   Reply With Quote
Old 01-16-2013, 06:31 PM   #14 (permalink)
Devoted Member
 
it'sthatcar's Avatar
 
Member Number: 49561
Join Date: Aug 2012
Location: Minnesota
Chapter: Northern
Drives: 2004 Ford Taurus SEL Comfort
Visit: My Garage
Posts: 2,925
Trader Score: 0 reviews
Rep Power: 9
it'sthatcar will become famous soon enough
Default

Quote:
Originally Posted by rickpark View Post
Car insurance follows the car. The car insurer pays regardless of who is driving.
^+1

Both my parents work in Insurance and Claims. They have illustrated this to my brother (new driver) and I many, many times.
__________________


David

2004 SEL Comfort ~ Shadow Grey Metallic ~ Mach upgrade with Pioneer speakers in the doors and Kenwood speakers in the rear deck ~ tinted windows ~ amber rear turn signal mod
it'sthatcar is online now   Reply With Quote
Old 01-16-2013, 07:52 PM   #15 (permalink)
Junior Member
 
Member Number: 50813
Join Date: Oct 2012
Location: Cleveland, Ohio
Chapter: Northeast
Drives: 2001 Ford Taurus 24v DOHC 3.0L
Visit: My Garage
Posts: 45
Trader Score: 1 reviews
Rep Power: 0
ifeightner is an unknown quantity at this point
Default Update:

Just got the denial letter. It states: after careful review.....we find you had a financial responsibility bond (which I think is just an sr-22), which provides coverage for you {the guys dads name}; it does not provide any coverage for unlisted drivers. We will be unable to provide any coverage for this loss. I will be closing the case.

Damn, these guys seem like heartless bastards. I lost my job because my car was wrecked for over a month, as they kept di__ing me around the whole time, until they just let me know they decided they didn't have to help me.
Someone says to file in the court of common pleas, and I don't even know if I have a case since it was just an sr-22
ifeightner is offline   Reply With Quote
Old 01-16-2013, 07:59 PM   #16 (permalink)
Emeritus Staff Member
 
The White Falcon's Avatar
 
Member Number: 51308
Join Date: Nov 2012
Location: Your business, it is not.
Chapter: Please Select a Region:
Drives: .
Visit: My Garage
Posts: 8,783
Trader Score: 0 reviews
Rep Power: 36
The White Falcon is a splendid one to beholdThe White Falcon is a splendid one to behold
Default

Quote:
Originally Posted by ifeightner View Post
Just got the denial letter. It states: after careful review.....we find you had a financial responsibility bond (which I think is just an sr-22), which provides coverage for you {the guys dads name}; it does not provide any coverage for unlisted drivers. We will be unable to provide any coverage for this loss. I will be closing the case.

Damn, these guys seem like heartless bastards. I lost my job because my car was wrecked for over a month, as they kept di__ing me around the whole time, until they just let me know they decided they didn't have to help me.
Someone says to file in the court of common pleas, and I don't even know if I have a case since it was just an sr-22
What kind of insurance company is this? I've seen some crappy treatment from insurance companies, (took three months to get my truck fixed), but this takes the cake.
__________________
Bradley.
Holly: 2003 Ford Taurus SES Deluxe, Duratec/AX4N, spoiler, moonroof, OEM Centennials, JBL Audio system, other enhancements. April 2014 COTM winner.


See the details here.

New? New is easy. Right is hard. Craig Federighi.
Life at its best is a creative synthesis of opposites in fruitful harmony. Martin Luther King, Jr.
But...it was so artistically done. Grand Admiral Thrawn.
The White Falcon is offline   Reply With Quote
Old 01-16-2013, 08:02 PM   #17 (permalink)
Junior Member
 
Member Number: 52074
Join Date: Jan 2013
Location: Lexington, KY
Chapter: Midwest
Drives: 2010 Taurus SEL AWD 3.5L Duratec V6
Visit: My Garage
Posts: 46
Trader Score: 0 reviews
Rep Power: 0
bmwides is an unknown quantity at this point
Default

You need to contact an attorney. Often times insurance companies will deny a claim because they believe that the person making the claim won't fight it and therefore the insurance company is not out any money. Most states require liability collision insurance (minimum coverage) for cases like this and cover any and all persons driving a vehicle except in cases where the vehicle was reported stolen.

If you fight with them or even have an attorney contact them they will in many cases cave and pay the claim.


Sent from my iPhone using AutoGuide.com App

Last edited by bmwides; 01-16-2013 at 08:08 PM.
bmwides is offline   Reply With Quote
Sponsored Links
Advertisement
 
Reply


Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT -5. The time now is 04:23 PM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Content Relevant URLs by vBSEO 3.3.2